Rory Ramsden – Luxury French Property Finder & Buyer's Agent in south west France
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New French Legislation for Assurance Vie Policies

A publication devoted to living well in France has noted some concerns about retirement funds in this country. A formerly favored method involved investments in bonds and savings. This has not been very fruitful, however, as interest rates and returns from bonds are minimal, going down from 5% to less than 2%. Furthermore, the French government has passed a new law calling for greater review of investments over 7,500 Euros in value. The government can control withdrawals from these funds. The magazine notes offshore investment firms are not affected.

Key Takeaways:

  • There are two different kinds of long term savings products: within the country of France; outside of France.
  • Offerings outside of France may be a safer alternative for many investors due to there being currency options beyond the Euro.
  • An amendment is up for vote very soon that, if passed, would place various limitations on withdrawals or the switching of funds.

“The Assurance Vie is the most popular long term savings product in France offering both a choice of investment funds, tax and inheritance advantages.”

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About the Author Rory

Rory Ramsden is a French property finder and buyer's agent working for high net worth private clients wishing to buy a chateau, manor or vineyard in the south west of France. He has lived in France for 8 years after spending time travelling the world on business.

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