Rory Ramsden – Luxury French Property Finder & Buyer's Agent in south west France
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The legal process of buying a property in France

The legal process of buying property in France has some things to consider. The purchase steps are preliminary, signature, and closing. A preliminary process of obtaining a decision in principle from a bank and locating a currency dealer prior to negotiating an offer is necessary so the buyer can be seen as a serious interest. The signature of sale requires an officiated preliminary sale and purchase contract that will be issued upon agreement. Then what is necessary, expected, and a general time frame for the structure of ownership.

Key Takeaways:

  • In order to get a French mortgage having a “decision in principle” helps, and you will also have to pay a sum after signing a purchase contract, so having the money on hand is best.
  • Be prepared beforehand and have everything ready before signing the purchase contract because it legally binds you right away.
  • Creating a french property ownership contract is difficult so it is best to work with a legal consultant as to how to best shape it.

“In France it is not required to use a solicitor throughout the process, but as you are purchasing in another country and in another language (and though the French estate agent will argue to the contrary!), it is of course recommended to get legal advice early on before you find yourself committed to a purchase which would not meet your requirements.”

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About the Author Rory

Rory Ramsden is a French property finder and buyer's agent working for high net worth private clients wishing to buy a chateau, manor or vineyard in the south west of France. He has lived in France for 8 years after spending time travelling the world on business.

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